- Tip bijak berbelanja -

1 - OUR PLAN EXPENDITURE:

Daily --- senaraikn p'belanjaan our daily. Do not post LPE ape kite kite buy n brape banje.

Miggu'n --- senaraikn p'belanjaan mgguan us. Fri record n brg @ p'khidmtn spjg mggu.

Blnan --- senaraikn p'belanjaan sepjg month.

--- Annual senaraikn Fri Our Daily p'belanjaan slama sethn.

2 - SELF-DISCIPLINE:

control blanje

control k'wangn

Posted banje lbih p'dptn

Posted b'hutang

if xmampu tough dlu

ade targets - per month saving sekurang2nya RM50-100.

senaraikn brg2 buy essentials d dp / highway @ complex.

org laen jgn join.

Posted t'pengaruh b'jenama brg.

elakkn pkai credit card!