Saturday, November 27, 2010

- Tip bijak berbelanja -


1 - OUR PLAN EXPENDITURE:
Daily --- senaraikn p'belanjaan our daily. Do not post LPE ape kite kite buy n brape banje.
Miggu'n --- senaraikn p'belanjaan mgguan us. Fri record n brg @ p'khidmtn spjg mggu.
Blnan --- senaraikn p'belanjaan sepjg month.
--- Annual senaraikn Fri Our Daily p'belanjaan slama sethn.

2 - SELF-DISCIPLINE:
control blanje
control k'wangn
Posted banje lbih p'dptn
Posted b'hutang
if xmampu tough dlu
ade targets - per month saving sekurang2nya RM50-100.
senaraikn brg2 buy essentials d dp / highway @ complex.
org laen jgn join.
Posted t'pengaruh b'jenama brg.
elakkn pkai credit card!

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